Reasons why we should have Universal Insurance is because:
- The number of uninsured citizens has grown to over 40 million.
- Health care has become increasingly unaffordable for businesses and individuals.
- We can eliminate wasteful inefficiencies such as duplicate paper work, claim approval, insurance submission, etc.
- We can develop a centralized national database which makes diagnosis and treatment easier for doctors.
- Medical professionals can concentrate on healing the patient rather than on insurance procedures, malpractice liability, etc.
- Free medical services would encourage patients to practice preventive medicine and inquire about problems early when treatment will be light; currently, patients often avoid physicals and other preventive measures because of the costs.
- here isn't a single government agency or division that runs efficiently; do we really want an organization that developed the U.S. Tax Code handling something as complex as health care?
- "Free" health care isn't really free since we must pay for it with taxes; expenses for health care would have to be paid for with higher taxes or spending cuts in other areas such as defense, education, etc.
- Profit motives, competition, and individual ingenuity have always led to greater cost control and effectiveness.
- Government-controlled health care would lead to a decrease in patient flexibility.
- Patients aren't likely to curb their drug costs and doctor visits if health care is free; thus, total costs will be several times what they are now.
- Just because Americans are uninsured doesn't mean they can't receive health care; nonprofits and government-run hospitals provide services to those who don't have insurance, and it is illegal to refuse emergency medical service because of a lack of insurance.
- Government-mandated procedures will likely reduce doctor flexibility and lead to poor patient care.
- Healthy people who take care of themselves will have to pay for the burden of those who smoke, are obese, etc.
- A long, painful transition will have to take place involving lost insurance industry jobs, business closures, and new patient record creation.
- Loss of private practice options and possible reduced pay may dissuade many would-be doctors from pursuing the profession.
- Malpractice lawsuit costs, which are already sky-high, could further explode since universal care may expose the government to legal liability, and the possibility to sue someone with deep pockets usually invites more lawsuits.
- Like social security, any government benefit eventually is taken as a "right" by the public, meaning that it's politically near impossible to remove or curtail it later on when costs get out of control.
Website: http://www.balancedpolitics.org/universal_health_care.htm
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